PRIVACY POLICY
 
Privay Protection
F & L conducts our business in compliance with applicable laws on data privacy protection and data security. Protecting the security and privacy of your personal data is important to F & L. F & L does not install any software applications including spyware on your computer, does not sell any information under any circumstances to third parties and uses any information obtained only for the purposes of enhancing the ability to use F & L 's website or to improve F & L 's services to customers.

F & L 's Website collects information in three ways:

Data Collected Automatically
When you access F & L 's Website, F & L automatically collects non-personal data, such as the type of Internet browser and operating system used, domain name of the Website from which you came, number of visits, average time spent on the site, and pages viewed. F & L may use this data and share it with our affiliates to monitor the attractiveness of our Websites and improve their performance or content.

"Cookies"
When you view F & L 's website, F & L may store some data on your computer in the form of a "cookie" to automatically recognize your PC the next time you visit. Cookies can help us in many ways, for example, by allowing us to tailor a Website to better match your interests or to store your password to save you having to re-enter it each time. If you do not wish to receive cookies, please configure your Internet browser to erase all cookies from your computer's hard drive, block all cookies or to receive a warning before a cookie is stored.

Volunteered Information
When you contact F & L or respond to the surveys, questionnaires or applications F & L makes available or if you e-mail F & L, you are voluntarily releasing information to F & L. If you answer questions F & L has placed on the page, you are also voluntarily releasing that information to us. You may decide not to answer any questions; if you do, you may still continue your F & L website visit, but we may elect not to provide you with the related services or features. All computer-generated information, such as your e-mail address, may be used or shared with F & L affiliates, third parties and/or transmitted to another country. An example of a third party that could receive your Personal Information is a data processing contractor that operates computer systems on our behalf. Our third-party recipients are: data processing contractors that provide computer services on our behalf, distribution firms that will fulfill your requests, billing firms that process your orders, mailing firms that will assist us with our mailings, marketing firms that will assist us with direct marketing, and service contractors that provide maintenance and repair services on our behalf. Whenever any data is transferred to a third party, that party will be contractually bound to abide by our privacy policy.

Children
F & L does not solicit reports or any other information from children under 18 years of age. F & L will not knowingly collect personal data from children without insisting that they seek prior parental consent if required by applicable law. F & L will only use or disclose personal data about a child to the extent permitted by law, to seek parental consent pursuant to local law and regulations or to protect a child.

Your Account Access
Usernames and passwords are stored in our database for use in our reporting system. This information is kept secure on our private servers and is only used to assist you in accessing your account as a client. No information is released outside of the F & L system.

Terms
Only F & L and F & L authorized entities are allowed to access information stored on our servers. Unauthorized accessing of F & L information stored on our servers is a violation of the law. F & L has placed security measures and firewalls on all network servers in an attempt to prevent outside parties from accessing private information. In the event of a breach of security, F & L will press charges to the fullest extent against those parties illegally accessing information on our servers.

Links to Other Websites
To the extent F & L s Website contains links to other sites, F & L is not responsible for the privacy practices or the content of other Websites.

Questions and Comments
If you have any questions or comments about the F & L 's Data Privacy Protection Policy please click on "Contact Us" and e-mail your questions or comments to F & L.

Changes to Policy
F & L will post changes to F & L 's Data Privacy Protection Policy on this page. Please check this page regularly to keep up-to-date.

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